Learning how to save money might be the smartest thing you ever do. It takes discipline, time and a commitment to financial planning to become a good "saver." You can easily score financial security — and peace of mind — for you and your family. Get started now with these eight small steps:
Examine your monthly cash flow to see just how much is coming in and going out. What does your housing payment look like? How much do you spend on car loans, household bills, and entertainment costs? Fingers crossed that you're making more than you spend.
Track your spending habits for one month on your smartphone or in a small notebook. $80 a month on lattes? Who knew?
Write down your short-term financial goals. It's a good idea to start building an emergency…